BCAL

Southern California Bancorp Common Stock

Financials · USD

BCAL

Price

$18.38

-0.97%

Cap

$594M

Earnings

4/4 beat

30d Trend

-1%

BCAL
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52-week range76%
11.8720.47

Upper half of range — momentum is positive

Analyst consensus (5 analysts)+12% to target
1 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell

Target range: $19$21.5 (consensus: $20.5)

Consensus: Buy

Earnings history

Q4 2025

BEAT

0.5 vs 0.44

Q3 2025

BEAT

0.48 vs 0.39

Q2 2025

BEAT

0.43 vs 0.42

Q1 2025

BEAT

0.52 vs 0.4

VolatilityLow

Key macro factors

·

Central Banks' 'Higher for Longer' Rates Amid Inflation: As a bank holding company, California BanCorp's net interest margin, loan demand, and asset valuations are directly affected by prevailing interest rates and the Federal Reserve's monetary policy stance.

·

US Inflation at 3.3%: Elevated inflation influences lending and borrowing rates, the cost of deposits, and overall economic activity in the regions where California BanCorp operates, impacting loan growth and credit quality.

·

Q1 2026 Earnings Season Kicking Off for Major US Banks: While a regional bank, California BanCorp's stock performance and investor sentiment can be influenced by the broader trends and results reported by larger US banks during the earnings season, particularly concerning loan growth, credit quality, and outlook for the financial sector.

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.

Next earnings:2026-04-23

QUANT SCORE

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Generated by Brain47 AI. Educational research only. Not financial advice. Brain47 is not authorised by the FCA to provide investment advice.

Southern California Bancorp Common Stock (BCAL) — Brain47 AI Score 61/100 | Analysis