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44Q

CIVISTA BANCSHARES

Financial Services · EUR · F

44Q

Price

€20.61

+0.58%

Cap

€423.98M

Earnings

3/4 beat

30d Trend

+3.5%

44Q
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0 days · % change from startPowered by Brain47
52-week range83%
€16.36€21.46

Near 52-week highs — limited upside before resistance

Earnings history

Q4 2025

MISS

0.61 vs 0.62

Q3 2025

BEAT

0.68 vs 0

Q2 2025

BEAT

0.71 vs 0.68

Q1 2025

BEAT

0.66 vs 0

VolatilityModerate

22% annualised over 90 days

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe de…

BRAIN47 SIGNAL

0
MODERATE
Risk Level42
Quality50
Momentum51
Technical54
Fundamentals66

Raw weighted: 53×Macro 0.99 (−1%)=52

RISK LEVEL

42/100
90d Volatility
22.1%Moderate
ATR %
2.6%Normal
Max Drawdown (1Y)
-22.8%Normal

QUALITY

50/100
ROE (avg)
10.8%Good
Piotroski F-Score
6/9Average
Debt/Equity
0.52Moderate
Margin Stability
CV 8.4%Stable
Accruals
0.1%Accrual heavy
Interest Coverage
0.7xTight

MOMENTUM

51/100
6-1M Momentum
+1.4%Flat
1M Return
+12.3%Strong recent gains
Relative Strength
+0.3% vs sectorIn-line

TECHNICAL

54/100
RSI (14)
70.7Overbought
Price vs SMA200
+19.8%Bullish trend
MACD
+0.10Bullish momentum
Bollinger Band
98%Near upper band
SMA Cross
Death CrossDeath Cross
Trend Quality (KER)
0.439Mixed

FUNDAMENTALS

66/100
EV/EBIT
13.5Cheap
P/FCF
12.8Cheap
P/S
3.0Fair
PEG
1.37Fair growth
Shareholder Yield
2.2%Moderate

Macro: neutral (×0.99) - Fear/Greed: 61 (Greed) - Data: 100%

Running historical backtest...

BRAIN47 HORIZON ANALYSIS

<3 months71
3-12 months ★72
1-5+ years61

6-9 month momentum thesis — strong trend with confirmation

BRAIN47'S ASSESSMENT

I rate CIVISTA BANCSHARES at 52/100 — a MODERATE reading on the Brain47 Signal. The strongest factor is fundamentals at 66/100. I classify this as a growth position with the strongest thesis on a medium-term horizon.

PAST PERFORMANCE

1 MONTH

+12.3%

3 MONTHS

+23.2%

12 MONTHS

—

Trailing returns — past performance, not a projection.

DETAILED ANALYSIS

6-9 month momentum thesis — strong trend with confirmation. Fundamentals (66) and low-risk profile are the primary strengths. Historical volatility is normal at 22%. I classify this as a growth position — positive trend direction combined with solid fundamentals points to capital appreciation.

growthScore: 52/100

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Generated by Brain47 AI. Educational research only. Not financial advice. Brain47 is not authorised by the FCA to provide investment advice.