3T8

TowneBank

Financial Services · EUR · F

3T8

Price

€29.35

-0.34%

Cap

€3.19B

Earnings

30d Trend

-1.5%

3T8
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0 days · % change from startPowered by Brain47
52-week range35%
€27.78€32.32

Lower half of range — may offer entry value

VolatilityHigh

43% annualised over 90 days

BRAIN47 SIGNAL

0
MODERATE
Risk Level67
Quality33
Momentum50
Technical49
REIT Fundamentals49

Raw weighted: 42×Macro 0.99 (1%)=42

RISK LEVEL

67/100
90d Volatility
42.9%High
ATR %
5.7%High daily moves
Max Drawdown (1Y)
-21.7%Normal

QUALITY

33/100
ROE (avg)
-5.1%Negative
Piotroski F-Score
5/9Average
Debt/Equity
1.41Moderate
Margin Stability
CV 16.4%Volatile
Accruals
-2.4%Cash earnings

MOMENTUM

50/100
6-1M Momentum
-0.5%Flat
1M Return
-1.7%Stable
Relative Strength
-0.3% vs sectorIn-line

TECHNICAL

49/100
RSI (14)
48.1Neutral
Price vs SMA200
-5.8%Bearish trend
MACD
+0.15Bullish momentum
Bollinger Band
45%Mid-range
SMA Cross
Golden CrossGolden Cross
Trend Quality (KER)
0.138Noisy/choppy

REIT FUNDAMENTALS

49/100
Dividend Yield
2.13%Below average
Debt/Equity
1.41xModerate

Macro: neutral (×0.99) - Fear/Greed: 61 (Greed) - Data: 100%

Running historical backtest...

BRAIN47 HORIZON ANALYSIS

<3 months51
3-12 months43
1-5+ years45

Limited short-term thesis

BRAIN47'S ASSESSMENT

I rate TowneBank at 42/100 — a MODERATE reading on the Brain47 Signal. The strongest factor is momentum at 50/100. I classify this as a speculative position with the strongest thesis on a short-term horizon.

PAST PERFORMANCE

1 MONTH

-1.7%

3 MONTHS

12 MONTHS

Trailing returns — past performance, not a projection.

DETAILED ANALYSIS

Limited short-term thesis. Momentum (50) and Technical (49) are the primary strengths. I note that quality is the weakest area at 33/100 — this warrants monitoring. Historical volatility is elevated at 43%. I classify this as a speculative position — elevated volatility at 43% and smaller market cap define the opportunity.

speculativeScore: 42/100

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Generated by Brain47 AI. Educational research only. Not financial advice. Brain47 is not authorised by the FCA to provide investment advice.